You had some amount of coin at all times, albiet only ever a limited amount at once. Your life, while perhaps not easy, was better than those poor souls begging on the streets. You were not above potential criminal activity, and certainly not an honest day's work. A life of labor has left you balanced, with some fortitude for strain and enough time to practice a basic skill. Common examples of this background include farmers, laborers, apprentices, miners, and mercenary heirs. You could have lived on any given island—inner or outer.
Your Stress Maximum is 22, you become afflicted at 11 Stress.