The credit chip is a nanoscale circuit that can be installed on any jewelry, clothing or even under the skin. The circuit is an interface between the person and their chosen financial instritute and allows a person to perform transactions with any credit terminal anywhere in
Fusion City. Transfers between individual credit chips is also possible through proximity, provided both owners have cleared the transaction.
The credit chip is controlled via a small interface that can be installed on a small card, a watch or on a personal data terminal. Individuals with neural cybernetic interfaces can link their credit chip to their neural implants, allowing mental control over transactions.